YOUR FINANCIAL FRIEND.

Debt restructuring is a means used by a person or companies to avoid the risk of incurring too much debt or bankruptcy. The process involves agreeing or negotiating with creditors to revise a repayment schedule or reduce payment.

Benefits

✅ Lower interest rate

✅ Convert all unsecured lending facility into 1 account installment

✅ Better financial management

A personal loan is money you borrow from a bank or other financial institution, with a set repayment period and consistent monthly payments

Benefits

✅ Fast funding time

✅ No collateral requirement

✅ Flexibility and versatility

Business loans are financial agreements between business owners and banks or private lenders, designed to provide capital for starting, operating, or expanding a business. These loans help businesses manage cash flow, invest in growth, or cover essential expenses. In return, borrowers must repay the loan with interest according to a predetermined schedule agreed upon with the lender.

Benefits

✅ Business expansion

✅ Flexible repayment terms

✅ Access to large sums of money

Property refinancing is the process of replacing your existing mortgage with a new loan that offers better terms, such as lower interest rates or a higher property valuation. This can be done with your current bank or a different lender that provides more favorable conditions.

Benefits

✅ Unlock the increased value of your property for additional funding

✅ Reduce monthly payments by securing a better rate

✅ Transfer property ownership